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i < nodes.length; i++) {\n var el = nodes[i];\n if (el.closest && (el.closest('#' + FAQ_ID) || el.closest('#' + BLOCK_ID))) continue;\n offers.push(el);\n var t = norm(el.textContent || '').toLowerCase();\n if (t.indexOf(wanted) !== -1) return topBlockOf(el);\n }\n if (offers.length >= 3) return topBlockOf(offers[2]);\n if (offers.length) return topBlockOf(offers[offers.length - 1]);\n return null;\n }\n\n function insertionTarget() {\n var afterOffers = lastOffersBlock();\n if (afterOffers) return { ref: afterOffers, mode: 'after' };\n return { ref: footerBlock(), mode: 'before' };\n }\n function placeBlock(el) {\n var t = insertionTarget();\n if (t.mode === 'after') insertAfter(el, t.ref); else insertBefore(el, t.ref);\n }\n\n function readFaq() {\n var faq = document.getElementById(FAQ_ID);\n if (!faq) return [];\n var out = [], items = faq.querySelectorAll('.pz-faq-item');\n for (var i = 0; i < items.length; i++) {\n var q = items[i].querySelector('.pz-faq-q');\n var a = items[i].querySelector('.pz-faq-a');\n if (q && a) out.push({ q: norm(q.textContent), a: norm(a.textContent) });\n }\n return out;\n }\n\n /* pz-faq-dedupe-v1 */\n function dedupeFaqNodes() {\n var nodes = document.querySelectorAll('#' + FAQ_ID);\n for (var i = 1; 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else faq.insertBefore(p, faq.firstChild);\n }\n\n function ensureBackToTop() {\n if (document.getElementById('pz-top')) return;\n var b = document.createElement('button');\n b.id = 'pz-top';\n b.type = 'button';\n b.setAttribute('aria-label', 'Наверх');\n b.innerHTML = '\\u2191';\n b.style.cssText = 'position:fixed;right:18px;bottom:18px;width:46px;height:46px;border:none;' +\n 'border-radius:50%;background:#FFC400;color:#0A0E20;font-size:22px;line-height:46px;cursor:pointer;' +\n 'box-shadow:0 4px 12px rgba(0,0,0,.25);opacity:0;visibility:hidden;transition:opacity .25s,visibility .25s;z-index:9999;';\n b.addEventListener('click', function () { window.scrollTo({ top: 0, behavior: 'smooth' }); });\n document.body.appendChild(b);\n var onScroll = function () {\n if (window.pageYOffset > 400) { b.style.opacity = '1'; b.style.visibility = 'visible'; }\n else { b.style.opacity = '0'; b.style.visibility = 'hidden'; }\n };\n window.addEventListener('scroll', onScroll, { passive: true });\n onScroll();\n }\n\n function buildSitemap(sections, faqEl) {\n if (!sections.length) return;\n var details = document.createElement('details');\n details.id = BLOCK_ID;\n details.style.cssText = 'max-width:960px;margin:16px auto;padding:14px 24px;' +\n 'background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);' +\n 'border-radius:14px;font-family:inherit;color:#fff;';\n var summary = document.createElement('summary');\n summary.textContent = SITEMAP_TITLE;\n summary.style.cssText = 'cursor:pointer;font-size:18px;font-weight:600;color:#fff;list-style:none;user-select:none;';\n details.appendChild(summary);\n var ul = document.createElement('ul');\n ul.style.cssText = 'list-style:none;margin:14px 0 4px;padding:0;display:grid;' +\n 'grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:8px 24px;';\n sections.forEach(function (sec) {\n var li = document.createElement('li');\n var a = document.createElement('a');\n a.href = '#' + sec.id;\n a.textContent = sec.title;\n a.style.cssText = 'color:#fff;text-decoration:none;border-bottom:1px solid #FF8FD1;line-height:1.6;display:inline-block;';\n li.appendChild(a);\n ul.appendChild(li);\n });\n details.appendChild(ul);\n if (faqEl) insertAfter(details, faqEl); else placeBlock(details);\n }\n\n function injectJsonLd(sections, faq) {\n removeAll(JSONLD_ID);\n var items = sections.map(function (sec, idx) {\n return { '@type': 'ListItem', position: idx + 1, name: sec.title, url: SITE_URL + '#' + sec.id };\n });\n var org = {\n '@type': 'Organization',\n name: ORG_NAME,\n url: SITE_URL,\n logo: ORG_LOGO,\n image: ORG_LOGO,\n description: ORG_DESC,\n address: { '@type': 'PostalAddress', addressCountry: 'RU' }\n };\n var phone = getSitePhone();\n if (phone) {\n org.telephone = phone;\n org.contactPoint = {\n '@type': 'ContactPoint', telephone: phone,\n contactType: 'customer support', areaServed: 'RU', availableLanguage: 'Russian'\n };\n }\n var graph = [\n { '@type': 'WebSite', name: SITE_NAME, url: SITE_URL },\n org,\n { '@type': 'ItemList', name: SITEMAP_TITLE, itemListElement: items }\n ];\n if (faq.length) {\n graph.push({\n '@type': 'FAQPage',\n mainEntity: faq.map(function (f) {\n return { '@type': 'Question', name: f.q, acceptedAnswer: { '@type': 'Answer', text: f.a } };\n })\n });\n }\n var s = document.createElement('script');\n s.type = 'application/ld+json';\n s.id = JSONLD_ID;\n s.textContent = JSON.stringify({ '@context': 'https://schema.org', '@graph': graph });\n document.head.appendChild(s);\n }\n\n function enhanceFaq() {\n var faq = document.getElementById(FAQ_ID);\n if (!faq || faq.getAttribute('data-enh')) return;\n faq.setAttribute('data-enh', '1');\n var items = faq.querySelectorAll('.pz-faq-item');\n items.forEach(function (it) {\n it.addEventListener('toggle', function () {\n if (!it.open) return;\n items.forEach(function (other) { if (other !== it) other.removeAttribute('open'); });\n });\n });\n }\n\n function alreadyPlaced() {\n var faq = document.getElementById(FAQ_ID), map = document.getElementById(BLOCK_ID);\n return faq && map && faq.nextElementSibling === map;\n }\n\n function run() {\n if (!document.body) return;\n relPartnerLinks();\n ensureSeoMeta();\n enhanceFaq();\n ensureUpdatedDate();\n ensureBackToTop();\n if (alreadyPlaced()) return;\n removeAll(BLOCK_ID);\n var sections = collectSections();\n var faqEl = placeFaq();\n buildSitemap(sections, faqEl);\n injectJsonLd(sections, readFaq());\n try { console.log('[pz] placed'); } catch (e) {}\n }\n\n function startObserver() {\n if (!window.MutationObserver || document.getElementById('pz-obs-flag')) return;\n var flag = document.createElement('meta');\n flag.id = 'pz-obs-flag';\n (document.head || document.documentElement).appendChild(flag);\n var t = null;\n var obs = new MutationObserver(function () {\n if (t) return;\n t = setTimeout(function () {\n t = null;\n relPartnerLinks();\n cleanupFaqOriginSlots();\n dedupeFaqNodes();\n ensureFaqStyles();\n placeFaq();\n }, 300);\n });\n obs.observe(document.body, { childList: true, subtree: true });\n }\n\n function schedule() {\n addPreconnect();\n run();\n startObserver();\n [600, 1500, 3000, 6000].forEach(function (ms) { setTimeout(run, ms); });\n }\n\n if (document.readyState === 'loading') {\n document.addEventListener('DOMContentLoaded', schedule);\n } else {\n schedule();\n }\n})();","code_type":"js","block_settings":[]},{"id":385812,"block_type":"custom_code_body","enabled":true,"code":"<section id=\"pz-faq\" aria-label=\"Частые вопросы о займах на карту\">\n<style>\n html { scroll-behavior: smooth; }\n #pz-faq { max-width:960px; margin:24px auto; padding:20px 24px; background:#fff; text-align:left;\n border-radius:16px; box-shadow:0 4px 16px rgba(0,0,0,.12); font-family:inherit; color:#0A0E20; }\n #pz-faq .pz-faq-title { margin:0 0 16px; font-size:22px; color:#12553A; }\n #pz-faq .pz-faq-item { border-bottom:1px solid #C5C7D0; padding:12px 0; }\n #pz-faq .pz-faq-q { cursor:pointer; font-weight:600; font-size:17px; color:#12553A;\n list-style:none; user-select:none; position:relative; padding-right:28px; }\n #pz-faq .pz-faq-q::-webkit-details-marker { display:none; }\n #pz-faq .pz-faq-q::after { content:'+'; position:absolute; right:4px; top:0;\n font-size:20px; line-height:1; color:#12553A; }\n #pz-faq .pz-faq-item[open] .pz-faq-q::after { content:'–'; }\n #pz-faq .pz-faq-a { margin:10px 0 0; line-height:1.6; color:#323235; }\n #pz-faq .pz-faq-note { margin:16px 0 0; padding-top:14px; border-top:1px solid #E3E4E8;\n font-size:13px; line-height:1.55; color:#6B6F76; }\n @media (max-width:600px){ #pz-faq { margin:16px; padding:16px 18px; } }\n</style>\n\n <h2 class=\"pz-faq-title\">Частые вопросы о займах на карту</h2>\n\n <details class=\"pz-faq-item\">\n <summary class=\"pz-faq-q\">Какие требования к заёмщику в МФО?</summary>\n <div class=\"pz-faq-a\">Основные требования: возраст от 18 лет, гражданство РФ, паспорт, источник стабильного дохода и отсутствие непогашенных долгов перед другими МФО. Они мягче, чем в банках.</div>\n </details>\n\n <details class=\"pz-faq-item\">\n <summary class=\"pz-faq-q\">Как оформить займ на карту онлайн?</summary>\n <div class=\"pz-faq-a\">Выберите надёжную МФО, заполните онлайн-заявку с суммой и сроком, подтвердите личность, дождитесь решения — при одобрении деньги поступят на вашу карту.</div>\n </details>\n\n <details class=\"pz-faq-item\">\n <summary class=\"pz-faq-q\">Можно ли получить первый займ без процентов?</summary>\n <div class=\"pz-faq-a\">Да. Многие МФО в каталоге выдают первый займ под 0% при возврате в срок — это возможность оценить сервис бесплатно для новых клиентов.</div>\n </details>\n\n <details class=\"pz-faq-item\">\n <summary class=\"pz-faq-q\">Дают ли займ с плохой кредитной историей?</summary>\n <div class=\"pz-faq-a\">Да, в каталоге есть МФО, которые выдают займы с высокой вероятностью одобрения даже при плохой КИ и без лишних проверок.</div>\n </details>\n\n <details class=\"pz-faq-item\">\n <summary class=\"pz-faq-q\">Какими способами можно вернуть займ?</summary>\n <div class=\"pz-faq-a\">Через банкомат или терминал, переводом в интернет-банке или мобильном приложении, электронными платежами, а также настроив автоматическое списание в срок.</div>\n </details>\n\n <details class=\"pz-faq-item\">\n <summary class=\"pz-faq-q\">Со скольки лет можно взять займ на карту?</summary>\n <div class=\"pz-faq-a\">Оформить займ можно с 18 лет — большинство МФО выдают займы заёмщикам от 18 до 70 лет. Некоторые сервисы работают с клиентами старше, до 75–99 лет; точные возрастные рамки указаны в карточке каждой МФО.</div>\n </details>\n\n <details class=\"pz-faq-item\">\n <summary class=\"pz-faq-q\">Можно ли получить займ без отказа?</summary>\n <div class=\"pz-faq-a\">Гарантированного одобрения «без отказа» не существует ни у одной легальной МФО. Но шанс одобрения выше, если подавать заявку в несколько МФО с высоким процентом одобрения, указывать корректные данные и не иметь активных просрочек.</div>\n </details>\n\n <details class=\"pz-faq-item\">\n <summary class=\"pz-faq-q\">Что будет, если не вернуть займ вовремя?</summary>\n <div class=\"pz-faq-a\">За просрочку начисляются пени и штрафы в пределах, установленных законом, а данные передаются в бюро кредитных историй, что ухудшает КИ. При длительной просрочке долг могут передать коллекторам или взыскивать через суд. Если возникли сложности — заранее свяжитесь с МФО и обсудите отсрочку или реструктуризацию.</div>\n </details>\n\n <p class=\"pz-faq-note\">\n Сервис nzdengi.ru является информационной витриной предложений микрофинансовых\n организаций (МФО) и не выдаёт займы самостоятельно. Все условия — сумма, срок,\n процентная ставка и полная стоимость займа (ПСК) — устанавливаются выбранной МФО\n и указываются в договоре займа. Процентные ставки составляют от 0% до 0,8% в день;\n полная стоимость потребительского займа не превышает предельных значений,\n установленных законодательством РФ. Займы доступны гражданам РФ от 18 лет.\n Внимательно изучайте условия договора перед оформлением.\n </p>\n</section>","code_type":"html","block_settings":[]},{"id":386057,"block_type":"custom_code_body","enabled":true,"code":"<section id=\"pz-seo\" aria-label=\"О займах на карту онлайн\">\n <h2 class=\"pz-seo-h2\">Займы онлайн на карту в России — быстро и круглосуточно</h2>\n\n <p>«Nzdengi» — бесплатный сервис подбора онлайн-займов на банковскую карту по всей\n России. Здесь можно сравнить предложения проверенных микрофинансовых организаций (МФО)\n и оформить займ на карту срочно, в любое время суток. Деньги приходят на карту\n мгновенно — обычно в течение 5–15 минут после одобрения заявки.</p>\n\n <h3 class=\"pz-seo-h3\">Как оформить займ на карту онлайн</h3>\n <ol class=\"pz-seo-list\">\n <li>Выберите подходящую МФО, укажите сумму и срок займа.</li>\n <li>Заполните короткую онлайн-заявку — нужны только паспорт и номер карты.</li>\n <li>Дождитесь решения: большинство МФО отвечают за несколько минут.</li>\n <li>Получите деньги на карту любого банка.</li>\n </ol>\n\n <h3 class=\"pz-seo-h3\">Кому подойдут онлайн-займы</h3>\n <p>В каталоге есть предложения для разных ситуаций: займы с высокой вероятностью\n одобрения, займы с плохой кредитной историей, а также первый займ под 0% для новых\n клиентов. Оформить микрозайм могут граждане РФ от 18 лет — без справок о доходах,\n поручителей и залога.</p>\n\n <h3 class=\"pz-seo-h3\">Какую сумму и на какой срок можно взять</h3>\n <p>Сумма займа на карту — от 1 000 до 100 000 ₽, срок — от нескольких дней до года.\n Условия (процентная ставка, срок и полная стоимость займа) зависят от выбранной МФО\n и указаны в её карточке и договоре.</p>\n\n <h3 class=\"pz-seo-h3\">Почему удобно подбирать займ через «Nzdengi»</h3>\n <ul class=\"pz-seo-list\">\n <li>Только легальные МФО, работающие в реестре Банка России.</li>\n <li>Подбор и сравнение предложений в одном месте — бесплатно.</li>\n <li>Круглосуточное оформление онлайн, без визита в офис.</li>\n <li>Деньги на карту любого банка — быстро и без лишних проверок.</li>\n </ul>\n</section>\n\n<style>\n #pz-seo { max-width:960px; margin:24px auto; padding:8px 24px 4px; font-family:inherit;\n color:#fff; line-height:1.7; }\n #pz-seo .pz-seo-h2 { margin:0 0 14px; font-size:24px; color:#fff; }\n #pz-seo .pz-seo-h3 { margin:20px 0 8px; font-size:18px; color:#fff; }\n #pz-seo p { margin:0 0 12px; color:rgba(255,255,255,.85); }\n #pz-seo .pz-seo-list { margin:0 0 12px; padding-left:20px; color:rgba(255,255,255,.85); }\n #pz-seo .pz-seo-list li { margin:6px 0; }\n @media (max-width:600px){ #pz-seo { margin:16px; padding:0 4px; } }\n</style>","code_type":"html","block_settings":[]},{"id":410931,"block_type":"custom_code_body","enabled":true,"code":"/**\n * lds-header-cta-v10\n * Таймер над .offers__title, CTA в шапке, контраст текста по фону.\n * Конструктор → «Доп. код в body» → JS → ВКЛ.\n */\n(function () {\n 'use strict';\n\n var MARKER = 'lds-header-cta-v10';\n var STYLE_ID = 'lds-header-cta-style';\n var CLICK_BASE = 'https://pxl.leads.su/click/77aa83e8468d5c99417883d08172d61c';\n var ERID = '2W5zFJLRc3K';\n var TLDS = ['.xn--p1ai', '.рф', '.online', '.site', '.info', '.com', '.net', '.org', '.su', '.ru'];\n var applying = false;\n\n function injectCss() {\n var st = document.getElementById(STYLE_ID);\n if (!st) {\n st = document.createElement('style');\n st.id = STYLE_ID;\n (document.head || document.documentElement).appendChild(st);\n }\n if (st.parentNode) st.parentNode.appendChild(st);\n st.textContent =\n '.header__row.lds-header-sticky{position:fixed!important;top:0!important;left:0!important;right:0!important;width:100%!important;' +\n 'z-index:1200!important;background:#fff!important;box-shadow:0 1px 8px rgba(0,0,0,.12)}' +\n '#lds-header-spacer{display:block;width:100%;flex-shrink:0;pointer-events:none}' +\n '.header__row.lds-header-sticky .header__container{display:flex!important;flex-direction:row!important;flex-wrap:nowrap!important;' +\n 'align-items:center!important;justify-content:space-between!important;gap:10px;min-height:52px;width:100%;box-sizing:border-box}' +\n '.header__logo,.header__logo.lds-header-logo{display:flex!important;align-items:center;justify-content:flex-start!important;' +\n 'flex:0 1 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Обращаем ваше внимание: сайт носит исключительно информационный характер, с подробными условиями получения займа вы можете ознакомиться на сайте МФО. 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